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Ten Steps to Reduce Your Risk of Identity Theft
Ten Steps to Reduce Your Risk of Identity Theft
You've probably heard about identity theft on television or read about it in the newspaper, and you may already be aware of the damage these crimes can cause victims and their families. What you may not know is how to protect yourself from these attacks. Below you'll find ten steps that can help you minimize your chances of becoming another identity theft statistic. 1. Invest in a shredder - Never throw anything away without shredding it first. Identity thieves will dig through dumpsters and trash bags looking for credit card receipts, voided checks, paid bills, credit card offers, and other items which provide them with your personal information. 2. Mail everything from the post office - Leaving your outgoing mail in or on your mailbox is an invitation to have it stolen by an identity thief. Not only can they get all of your personal information from the check, but they can even alter the check and cash it themselves. Instead, drop it by the post office or another mailbox. 3. Use a post office box - Incoming mail is also a target for identity thieves. Your bills, checks, even junk mail can be used by these thieves to steal your personal information. If you have a post office box, then your mail will be delivered safely to that box. 4. Have a non-published phone number - Some identity thieves will also use the telephone in an attempt to get your personal information. For example, one scam involved a caller telling a person he or she had won a government grant that was going to be directly deposited into their checking account. Of course, the caller needed the person's checking account number to deposit the money. If your phone number isn't available, then you won't be harassed by these calls. 5. Check your accounts weekly - If you don't already, you need to get in the habit of checking the balances of all your financial accounts on a weekly basis. Waiting for monthly statements isn't good enough because by then your account could have been completely drained. 6. Check your credit report yearly - Every year, you should request free copies of your credit report and check them for any errors, such as credit cards or loans you never took out. If you find out now that someone is using your identity, you can start correcting the problem before you need to use your own credit. 7. Memorize PIN numbers and passwords - Never write down your PIN numbers or passwords. No place is a safe place to keep these important pieces of information. Keep them in your memory so no one can steal them. Also, make them more complicated than an ordinary word or your birthday. It shouldn't be easy for anyone to guess. 8. Keep only basic information on checks - Your checks should only include basic information about you, such as your name and address. Your social security number should never be printed on your checks. If it is, then you're basically handing over the keys to your identity to any thief who comes in contact with your check. 9. Eliminate unwanted credit card offers - Those credit card offers you throw away can be used by identity thieves. They simply have to complete the application and change the address to have a card sent to them in your name. You should shred them, but you can also call 1-888-567-8688 or visit http://www.optoutprescreen .com to opt-out of the credit card offer mailing list so you'll stop receiving them. 10. Carry only necessities - Never carry anything in your purse or wallet that isn't necessary, such as extra deposit slips, social security cards, birth certificates, etc. The more personal information your purse or wallet contains the more valuable it will be to an identity thief if it is lost or stolen. Although we only promised ten steps, we're throwing in an extra one to help you protect yourself even further. 11. Go electronic - Bank statements, most bills, and many other documents can all be viewed electronically so you never have to worry about them being stolen out of your mailbox or your trash. Contact your financial institution, credit card companies, and utility providers about the availability of this option. As an extra bonus, many of these businesses offer incentives to individuals who sign up for these electronic programs. These steps are only some of the ways you can protect yourself from identity thieves. For even more suggestions on reducing your risk or details on what to do if you've been an identity theft victim, you need to read Identity Theft: A Resource Guide from PCSecurityNews.com. The ebook is available at http://www.pcsecuritynews.c om/identity_theft.html . About the author: Author Howard Goff teaches how to reduce the risk of Identity Theft in his e-Book "Identity Theft, A Resource Guide". He also has more than 15 years of Internet involvement and 3 years of specialize experience in the security industry. He founded http://www.pcsecuritynews.com/ in 2003 where he offers advice, security products and Spyware Removal (http://www.pcsecuritynew.com/spywareremoval.html) tools to hundreds of thousands of people. Other Identity Theft Items of Interest: 9 Sensible Steps To Prevent Identity Theft BEFORE It Happens - Marige O Brien Unfortunately, identity theft has become the crime of the new millenium. Though credit card companies and various agencies work to prevent it, it is, ultimately, the responsibility of each individual to take their own precautionary measures... Compelling Reasons to Protect from Identity Theft - Julian Pereira The FTC recently released a survey which showed, that over 27 million Americans were victims of identity theft in recent years and that identity theft losses to businesses or financial institutions were in the billions. Consumers were also... Identity Theft Sheild - Mark Freynk We live in an information-oriented society. Technology allows us to do business and make transactions literally in a matter of seconds. This abundance of information has given rise to a new crime - identity theft. In fact, according to a 2003... Identity Theft's Young Victims: How to Protect Your Children's Identities - Howard Goff Identity Theft's Young Victims: How to Protect Your Children's Identities 11/23/05 By: Howard Goff When we think of identity theft, children are probably not the first victims we might imagine. Unfortunately, more and... Identity Theft – More Tips on How it Can Be Avoided - Charles Essmeier Recent security breaches at several credit card companies continue to worry Americans, as stolen financial information can lead to identity theft. Identity theft occurs when someone obtains your Social Security number and/or other vital information... 6 Ways To Prevent Identity Theft - Gary Gresham These six ways to prevent identity theft offer you valuable tips against the fastest growing crime in America today. In 2004, more than 9.9 million Americans fell victim to many types of identity theft scams, costing them nearly $5 billion. Their... How To Avoid Becoming A Victim of Identity Theft - Clyde Dennis With identity theft statistics currently at an all time high, and climbing, it just makes sense that we should all be doing everything we can to protect ourselves. One of the most prevalent yet overlooked ways your personal information and... Identity Theft Exploding: Here’s How you can Avoid Becoming a Victim - Steven Presar Americans are more concerned about identity theft than unemployment or corporate fraud, according to a survey of 2,000 people conducted by Star Systems. Nine out of ten Americans demand new federal legislation, while two-thirds say the... Simple Ways to Help Avoid Identity Theft - John Mussi Each year, thousands of people around the world fall victim to identity theft... the assumption of their identity by others in an attempt to empty their bank accounts, establish fake lines of credit in their name, or to take advantage of current... Identity Theft - Protect Yourself - Chris N Fernando First things first—be responsible and act fast! Don’t just sit there with your head buried into your hands as if the world just ended. Protecting yourself from identity theft takes proactive effort. Also, don’t be under the impression that Identity... Identity Theft Shield - Mark Freink We live in an information-oriented society. Technology allows us to do business and make transactions literally in a matter of seconds. This abundance of information has given rise to a new crime - identity theft. In fact, according to a 2003... Credit Repair for Identity Theft Victims - Tony Robinson Identity theft victims are those people that loose simply because someone has stolen their identity and run up their bills. If you are victim of Identity Theft you are well-aware how difficult it can be to get back on your feet again.... Identity Theft – Early Detection Is Key - Jonathan Citrin Identity Theft – Early Detection Is Key by Jonathan Citrin Protecting yourself from Identity Theft (ID Theft) is an important matter. ID Theft is defined by the Federal Trade Commission (FTC) as, "when someone uses your name, address, Social... Identity theft : Fastest-growing Crime - Michael Sanford Identity theft is quickly becoming one of the most prevalent forms of crime in the country, with approximately 10 million victims a year. Cases include impostors using someone's credit card number to make purchases, and social security numbers... Identity Theft: A crime too personal - Chris N Fernando It might happen to you too. You get a call one fine day from a credit collection agency, demanding you to pay off all your dues amounting to huge bucks. Wait a minute; I don’t have a credit card! What the hell? And then, you realize that it’s too... Preventing Identity Theft - Gary Gresham Preventing identity theft is never foolproof but here are some good tips that will make it more difficult for anyone to steal your personal information. The first and most important step for preventing identity theft is keeping a close watch on all... Home Refinancing Scam – Thieves Use Identity Theft to Steal Your Equity - Charles Essmeier Since the demise of the stock market in 2000, the real estate market has been booming. Investors who are justifiably cautious about investing in stocks have been investing in homes. This has driven the prices of homes in the United States to record... How to Check Your Credit Report for Evidence of Identity Theft - Howard Goff How to Check Your Credit Report for Evidence of Identity Theft By: Howard Goff Imagine finding the home of your dreams. It's the perfect location, the perfect style, even the perfect price. Excitedly, you start the loan application... Identity Theft - Wayne and Tamara Direct Answers - Column for the week of August 30, 2004 I've known my best friend for six years. Initially I thought she was a great person who was there for me in times of crisis. As time went by I noticed she was very competitive with... Small Business Q & A: Don't Fall For The Latest Internet Identity Theft Scam - Tim Knox Q: I use PayPal to accept credit cards for my online collectibles business. I recently received an email that my PayPal account was going to expire in five days if I didn't click a link in the email and give them my PayPal account information. Being... Identity Theft Protection - Beth Pardue Protecting your personal and financial information against identity theft is something that everyone should be concerned about. Even though there is no one solution to guarantee your protection against identity theft, there are ways to... Identity Theft (R&R)? - Robert Hart Identity theft is the most prolific crimes committed today and it knows no boundaries. So by now most people know of the problem but are unaware of how it all got started. It's basically what's old is new again thus the teaser ID Theft R&R???... Identity Theft Prevention - Avoid Disaster - Delia Galley Identity theft is a malicious crime with serious implications. It can wreck havoc on your credit file, your ability to purchase a home in the future and interfere with potential job opportunities. Approximately 246,000 cases of identity theft were... 5 Simple Steps To Protect Yourself Against Identity Theft - Robert Benson Are you the victim of identity theft? According to Joanna Crane of the Federal Trade Commission's Identity Theft Program, 80% of the victims who call the FTC say they have no idea how it happened. Furthermore, an FTC survey reported that... How to Prevent Identity Theft - John Mussi The best way to prevent Identity Theft is always to be vigilant. Never assume or take things for granted. Here are examples of some of the steps you can take to protect yourself against Identity Theft: •Buy a shredder – they are readily available... 14 Steps You Can Take to Prevent Identity Theft - Etienne A Gibbs Becoming a major epidemic, Identity Theft occurs when a criminal uses another person's personal information to take on that person's identity. Identity theft includes the misuse of a Social Security number, credit cards, mail fraud, scam,... Identity Theft: They Got Him - Daryl Campbell His hard earned money? Gone. Creditors on his back everyday. The cops knocking on his door. His family strained to the breaking point. He didn't do anything wrong but my business partner's life got turned upside down afew years back. He became a... Identity Theft - Is your business at risk? - Juditnh A Wentzel More and more business owners are purchasing document shredders then ever before. Why?... Identity theft for starters. A new law is going into effect in the summer of 2005 which states that if you employ anyone for any reason and have personal... Prevent Identity Theft - Itna Yeknom Preventing Identity Theft Alas, it's not possible to prevent identity theft and credit fraud entirely. However, by managing your personal information carefully, and with a full understanding of its importance, you can substantially reduce the... Are you a victim of identity theft? - Michael Rad The scale of identity theft has been recently analyzed in a federal report and the general results were worrying. The report states that lately, one out of four American homes is targeted by identity theft. One answer to this problem is the new... Credit cards and identity theft - Gunnar Berglund As more and more Americans become reliant on credit cards in their daily life, identity theft is growing. Identity theft is when someone uses your personal information without permission. They can obtain credit or use your existing credit to put you... Identity Theft: The road back - Daryl Campbell A couple of weeks ago, a friend of mine mentioned that one of his co-workers recently recovered his stolen identity. I asked how long the process took. "Only two years" he replied. Compared to the six year nightmare suffered by one of my business... Identity Theft And The Internet - James H Dimmitt LexisNexis, a provider of personal and financial data, recently reported that the personal information of as many as 310,000 people nationwide may have been stolen. This figure is nearly 10 times higher than the original figure disclosed last month... Credit Cards & Identity Theft - Online Fraud - Michael Bloch Recently, my personal credit card account number was compromised. Is this going to stop me from continuing online transactions? No way. This article is about basic credit card security and what to do if you find your number is hacked. It also... Home Loans – Identity Theft Protection Could Hurt Home Sales - Charles Essmeier Identity theft has been a hot topic in the news during the last few years. Just a month or so ago, forty million credit card numbers were compromised due to a computer attack on a credit card processor. Consumers are rightly concerned, as it can... Identity Theft and Credit Reports - Jacqueline To say that Identity Theft has reached epidemic proportions in the UK doesn't appear to be any exaggeration on the facts which are commonly bandied about... even by totally responsible organisations. If, as I read, 80% of Councils have reported... Identity Theft Is Investigated By The Department Of Justice - Jeffrey Broobin The Department of Justice prosecutes cases of identity theft and credit fraud under a variety of federal statutes. In the fall of 1998, for example, Congress passed the Identity Theft and Assumption Deterrence Act. This legislation created a new... Identity Theft - Red Flags That May Indicate You're a Victim - Debbie Pettitt You've heard the "buzz" about identity theft, but what exactly is identity theft? According to Wikipedia, identity theft (or identity fraud) is the deliberate assumption of another person's identity, usually to gain access to their finances or... Identity Theft - Don't blame The Internet - Hamish hayward Identity theft – also known as ID theft, identity fraud and ID fraud – describes a type of fraud where a criminal adopts someone else’s identity in order to profit illegally. It is one of the fastest growing forms of fraud in many developed... Identity Theft Problem Solution - Mark Freink We live in an information-oriented society. Technology allows us to do business and make transactions literally in a matter of seconds. This abundance of information has given rise to a new crime - identity theft. In fact, according to a 2003... Identity Theft Exploding Here s How you can Avoid Becoming a Victim Plus Tips if you do Become a Victim Identity Theft Recovery The Road Back Preventing Identity Theft And Credit Card Fraud How To Protect Your Credit Information Phishing What It Is and How to Avoid Identity Theft How to Respond After Identity Theft Occurs How You Can Avoid Becoming A Victim Of Identity Theft Top 10 Ways to Protect Yourself from Online Identity Theft Identity Theft Don t blame The Internet The Identity Theft Epidemic What The Experts Aren t Telling You Identity Theft and You Identity Theft 10 Simple Ways to Protect Your Good Name Identity Theft s Young Victims How to Protect Your Children s Identities How did a Thief get my Name Don t be a Victim of Identity Theft Identity Theft And The Internet 19 178 Identity Theft Victims Per Day Are You One Of Them How to Prevent Identity Theft Protect yourself against identity theft The Business of Identity Theft Identity Theft The Internet Identity Theft Shield Identity Theft Your Prevention Guide Identity Theft More Tips on How it Can Be Avoided Cyber Fraud Identity Theft Prevention Protect Yourself from Identity Theft 40 Million People Hacked YOU as Identity Theft Victim Identity Theft Is The Internet A Major Factor How To Protect Yourself From Identity Theft Identity Theft The road back Identity Theft Guard Your Children s Social Security Numbers Identity Theft Prevention How to identify Spoof Phishing emails Protect yourself from identity theft Preventing Identity Theft 10 Steps to take if you are a Victim of Identity Theft Identity Theft Early Detection Is Key Are you a victim of identity theft Instant Messaging Expressway for Identity Theft Trojan Horses Viruses and Worms A Personal Experience with Identity Theft Catching Spyware to Avoid Identity Theft Identity Theft Is Investigated By The Department Of Justice Identity Theft How To Tell If You re A Victim |
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Related Items Identity Theft - Part 1 - Elaine Currie Part 1 -What is Identity? Identity fraud (also commonly known as identity theft) in the UK costs the country an estimated £1.3 billion a year. The term "identity" as it will be used here means those things which, when combined, prove... Catching Spyware to Avoid Identity Theft - Mitch Johnson Arming your computer against spyware is an important move to make to protect your personal security and private information. Statistics on the number of identity theft victims continue to rise as do the number of computers being infected with... Strategies To Protect Yourself Against Identity Theft - Scott Soloff Identity theft is a serious crime that is growing each year. If you're a victim of identity theft you may spend months, even years, trying to repair a ruined credit history. A seriously damaged credit report can compromise your chances of getting a... 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How to Respond After Identity Theft Occurs - Gary E Cain How to Respond After Identity Theft Occurs By Gary E. Cain Author www.dollarsforever.com Identity theft has become one of the most frequently reported crimes. But, maybe you are asking yourself: What is identity theft? I am glad you asked. ... Consumer Beware... Identity Theft Tools & Techniques - Elizabeth Ward The Tools Used In Identity Theft Identity theft is very quickly becoming the crime of choice for thousands of criminals worldwide. With online Internet access to just about any kind of database you want becoming easier and easier to... Identity Theft and Your Online Job Search - Sharon Davis While identity theft is nothing new, the Web has opened up whole new world of opportunity for identity thieves.According the FBI, identity theft is the top online fraud. The U.S. Federal Trade Commission says that identity theft is its number one... 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Identity Theft And Fraud Is Investigated by The Department Of Justice - Jeffrey Broobin The Department of Justice prosecutes cases of identity theft and credit fraud under a variety of federal statutes. In the fall of 1998, for example, Congress passed the Identity Theft and Assumption Deterrence Act. This legislation... Identity Theft: It Can Happen to You! - Stephen Bucaro ---------------------------------------------------------- Permission is granted for the below article to forward, reprint, distribute, use for ezine, newsletter, website, offer as free bonus or part of a product for sale as long as no changes are... New Bankruptcy Law Will Not Protect You from Identity Theft - Charles Essmeier Recently passed by Congress with overwhelming support, the oddly-named Bankruptcy Abuse Prevention and Consumer Protection Act was designed to eliminate “bankruptcy of convenience.” The perceived problem is that many compulsive gamblers, shoppers... Own your own online business? You might be a Target for Identity Theft - Merritt Tumanis Own your own online business? You may be a target for ID Theft. QUESTION: What day of the week do you put your garbage can out on the street? ANSWER: That is the day you are MOST vulnerable to Identity Theft. Why? Think about... Identity Theft Article – A Phisher Is Trying To Steal Your Identity! - Lisa Smith Sooner or later everyone with an email account will receive a phishing attempt from some internet scammer. What is phishing? How can you protect yourself? These are some of the questions this identity theft article will provide, along with some free... Identity Theft And Pharming - A New Twist On An Old Theme - Michael Solomon Identity theft is big business and, like it or not, the likelihood that you will become a victim is increasing. As the Internet and its popularity have grown, the number of unscrupulous operators out there has grown as well. There are so many scams... Consumer Advice What is identity theft? - NC (NC)—Identity theft occurs when someone uses your personal information without your knowledge or consent to commit a crime, such as fraud or theft. Once they steal the information and manipulate it, identity thieves can invade your... Reporting Identity Theft - Norm McAlister Reporting Identity Theft Would you know what to do if you suspect that your personal information had been stolen and used by thieves to open new accounts? It’s important that you take the right actions to clear your name as quickly as possible. In... 40 Million People Hacked - YOU as Identity Theft Victim - Mike Banks Valentine June 18, MasterCard blamed a vendor of ALL credit card providers called CardSystems Solutions, Inc., a third-party processor of payment card data, as the source of loss of 40 million consumers credit card information. As is pointed out by several... Cyber Fraud & Identity Theft Prevention - Guy Hartmann There are many people out there that have DSL or cable connections that don't have proper firewalls or up to date antivirus programs in place. Too many think it just came with the computer. This can create a breach and your privacy violated. The... Prevent Identity Theft by Checking Your Credit Report - Steven Presar You may not know it but you are entitled to a free copy of your credit report once a year from Equifax, Experian and Trans Union! These three major credit reporting companies, maintain a profile of how you pay your bills, what type of mortgage loan... Identity Theft Scams Exposed, Part II - James Dimmitt Would you like to be debt free ? Want to erase those bad items on your credit report ? We can help ... watch out ! Credit Repair can be an attempt to steal your identity Identity Theft Scams Exposed, Part II by James H. Dimmitt “Erase... Identity Theft and You - Rosanne Dausilio Ph D ƒæ Do you supply personal information over the internet? ƒæ Do you use your credit card online? ƒæ Do you hand your credit card to servers at restaurants? ƒæ Do you carry your social security card in your wallet? According to the F.B.I. and... Credit Report Information Facts to Avoid Identity Theft - Khali S Credit Report Information Facts to Avoid Identity Theft The time will come when you would need to borrow and take out a loan to finance certain projects such as a car or a house. In order for lenders to give you your loan, a credit report... Identity Theft - Straightening Out Your Credit In The Aftermath - Debbie Pettitt FBI statistics reveal that identity theft is one of the fastest-growing crimes in the United States, with about 1 in 5 families in the U.S. being a victim of identity theft. Identity theft is obtaining another person's personal information... Top 10 Ways to Protect Yourself from Online Identity Theft - Jim Faller Identity theft is becoming a bigger problem as more and more people are making the internet a bigger part of their lives. People who are new to the online medium often fall prey to 'phishing' or other internet identity theft schemes. In many cases... Instant Messaging – Expressway for Identity Theft, Trojan Horses, Viruses, and Worms - By Dee Scrip All rights reserved Never before with Instant Messaging (IM) has a more vital warning been needed for current and potential IM buddies who chat on line. John Sakoda of IMlogic CTO and Vice President of Products stated that, "IM viruses and worms are growing...
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